The Public Interest

Into the insurance mess—and out

Jeffrey O’Connell

Spring 1987

IN THE CURRENT FUROR over liability insurance, insurance companies blame the lawyers, and the lawyers blame the insurance companies. For the insurance industry and its institutional insureds—businesses, health care providers, local and state governments, etc.—the answer to “the insurance mess” is “tort reform,” by which they mean statutes that would curtail what are perceived as the excesses of tort law. Specifically, they propose:

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